Unemployment has taken an alarming dimension in Nigeria. Unemployment is simply the need or desire by able bodied men and women to work after acquiring some level of education and skills, but the jobs are too few to go round or not just there.
Based on this negative development, millions of Nigerian graduates roam the streets for white collar jobs but without any.
Those who have the intention to work in viable sectors like the banking sector in Nigeria are in most cases not given the jobs unless they have Abraham as their godfather. And others do not have the technical know-how or the qualifications.
Again, those who are opportune to attend interviews with banks do not perform excellently well and most often not given the jobs. Reasons could be that they don’t know how to answer the questions put before them or otherwise.
The effect of this is frustration, high rate of crimes and a complete destruction of the entire system, as most graduates have resulted to taking to the shortest possible cut to life. Armed robbery, kidnapping, advanced free fraud (419), Cyber crimes and drug addicts and peddlers have become the order of the day.
In this post, we shall bring you banks most likely interview questions a prospective banker is to face and how to answer the questions succinctly and brilliantly. They include:
Who is a Banker?
A Banker in a simple language, is someone who advises clients with regards to financial matters. He provides financial assistance to the client in accordance with their required needs.
What are the duties of a Banker?
Without missing a word, you go ahead to state that a banker is someone who does the following:
- Advise customers on bank services for their needs (e.g. loans and credit cards).
- Resolve issues with banking services and accounts.
- Manage customer bank accounts; open, close and oversee transactions.
- Disburse funds.
- Gather financial information.
- Perform administrative duties (e.g. entering data into banking software) and others.
What is your educational qualification?
A prospective banker should be bold enough to state his qualification. For instance, I have a Bachelor’s degree in finance or accounting, or possibly in business administration. You can go further to elaborate on the qualification by saying that your good number of years studying financial matters in the University will make you well equipped and excel in the job you are asking for.
If asked of the Skills to be able to manage the position you are applying for, you simply state that you have all it takes as enumerated below:
- Very good interpersonal skills.
- Attention to detail
- Negotiation skills.
- Verbal and written communication skills.
- Ability to prioritize, manage time and work under pressure.
- Analytical ability.
- Numeracy skills.
Other Common Likely Banking Interview Questions are:
- Why should we hire you?
- Please discuss your views about the changes in Banking Scenario?
- What are the most important qualities for a bank teller job?
- Tell me about a time where you had to use your discretion and tact to do your job properly.
- Tell me about a time you felt pressured by conflicting work demands, how did you respond?
- How do you check your work for accuracy?
- How do you deal with an angry customer?
In summary, the banking sector remains one of the best, efficient, reliable and viable sectors where its staff are handsomely paid and jobs secured. Those looking for jobs in banks should be well prepared by reading through the information provided above.
No doubt, job seekers in the categories of graduates and those who have the intention to work in any of the banks in Nigeria will find the information provided here very useful and educative.